Need some Rewards? CAP has rewards.

caprewards.com-cap-banner-3-300x250

I got turned on to the CAP program through a book I read. It sounded fairly simple, so I think I’ll give it a try. The post will be sticky for awhile. No matter what I did, I couldn’t get it to work as a widget. (Yay technology!)

I will post updates as I get paid and learn more.

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2012 in review: Better Than I Thought It Would Be!

This is a nice way to kick off 2013!

The WordPress.com stats helper monkeys prepared a 2012 annual report for this blog.

Here’s an excerpt:

600 people reached the top of Mt. Everest in 2012. This blog got about 10,000 views in 2012. If every person who reached the top of Mt. Everest viewed this blog, it would have taken 17 years to get that many views.

Click here to see the complete report.

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Fanslave v. Fandealer

Hey folks:

You may have seen the Fandealer banner I put up on the side of my blog. Fandealer is a site where people can get paid for liking Facebook pages or +1 something on Google, following Twitter accounts, or liking Youtube videos. It’s similar to Fanslave, another “pay for Like” service. So, which one do I like better?

I’d have to go with FanDealer, and here’s why.

First, Fanslave is strictly Facebook likes, while Fandealer also works with Google, Twitter, and Youtube. This means more chances to earn money. Second, Fanslave has been down quite a few times since I joined. It can also be a little hard to use. Fandealer, on the other hand, is a sharp, clean, easy to use site.

The hard thing about both sites is that earning money is a really slow process. Even logging in every single day since I joined has only earned me around 2 Euro on each site. You can’t cash out until you’ve earned 15 euro. If my earnings rate holds steady, it’ll probably be four months before I can cash out.

I think the main point here, aside from Fandealer is the higher quality of the two sites, is that neither of these should be used as primary income gainers. Even though it only takes five minutes to deal with each site, it’s still a bit of a time suck for the amount of reward.

Log in for the fun of getting paid to like pages. But do realize that if you’re concerned about your facebook security and would rather keep your page private, this isn’t for you.

 

We Really Should Move Our Money

Awhile ago I wrote a post asking if it was time for Americans to start moving our money out of major banks like Wells Fargo and Chase as they start to increase user fees. A lot of people would wonder, like I did, what do we do with the money once we pull it out? Use check cashing places? Keep it under the mattress or in coffee cans?

No. The next stop would be community banks or credit unions.

What’s the difference?  Here’s a quick bit of info for you:

According to the Independent Community Bankers of America Website community banks are independent, locally owned and operated institutions. What does that mean to us consumers?

Their boards of directors are local citizens. People who live where you do, not heads of multinational corporations who have no idea what real life is like. And the money you deposit stays in your area, helping it grow faster.

The fees they charge tend to be less than large banks, and while we’re paying to consolidate the “too big to fail” banks into a few “too big to not be a monopoly” conglomerate, more and more community banks are popping up all over the country.

Ok, but what about credit unions? What’s their deal?

Here’s some info from My Credit Union.gov:

A federal credit union is a cooperative financial institution chartered by the federal government and owned by individual members. Today’s credit unions remain unique financial institutions with a “not for profit but for service” operating philosophy. Annual polls show that credit unions lead the financial community year after year by providing top quality personal service to millions of Americans.”

If you want to learn more, here’s a section that talks about what credit unions can do for you. http://tinyurl.com/435bndg

Now that I know more, I’m going to move my money out of Wells Fargo and into one of these organizations.

Over the next few posts, you’ll get to come along with me while I do this.

 

Awesome App: Toggl

Ok, I have to admit something. Remember me telling you all how awesome Out of Milk Remember The Milk was? Well, it is pretty cool. But I used it for all of a week before I quit it. Which lead me to a resolution: I have to play with an app for at least two weeks and decide I’m going to keep it before I can bring it up here at the blog.

Enter Toggl.

I found Toggl at a freelance website that recommended online tools for tracking billable project time. I signed up for some free ones, and promptly ran through the first three, declaring them unsuitable. I was feeling a little “over it” by the time I hit Toggl’s start page. Then I saw just how easy they’ve made it. You type in what you’re doing and hit the red button to start the timer. You don’t even need to stay logged in to the website. Or if you put the app on your phone, feel free to surf, make calls, and do whatever you need. Toggl just keeps on going.

I know this because I’ve had to log in and delete a couple of things. I know I can waste time, but there’s no way even I spend 188 hours grocery shopping. 🙂

Now, you may say, “I’m not doing work I need to bill people for? Why should I use Toggl?”.
Because it’s task tracker. When I started using it, I was AMAZED at how much time I lose each day. Look:

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New App: Out of Milk

Have you ever stood there at the grocery store with something in your hand, wondering if you already had it at home? Then, since you couldn’t remember, you threw it in the cart. When you got home, lo, there are three more of them? No? It’s just me then. Sure it is. 😉

Regardless of how many of us this really happens to, I got an app on my phone that has solved that problem: Out of Milk. This app has three functions, a shopping list, a to-do creator, and a pantry log. That’s right, you can log all the food, cleaning supplies, etc you have in the house. This function has already saved me money twice!

I can hear some of you now. “Who wants to sit there typing in everything in my kitchen and under my sink by hand?” None of us, that’s why OOM has a barcode function that allows you to scan the box/bag/can the item comes in and log it that way. Now, the scanner does have some issues. It takes a few seconds, sometimes longer, for it to catch the barcode. It doesn’t have every item available in it’s system, but it has far more than I thought it would. The cool thing is that the app can learn. If it doesn’t have it, you type it in. From then on,  OOM captures that item.

One of the funniest things its done so far is catalog Agave Nectar as “plant spit”. Yummy.

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Update: Monkey On Your Back

Some of you will remember me posting about a service called Monkey On Your Back. It lets you send out virtual monkeys that remind people to tend to necessary tasks. The monkeys also “die” of the person fails to open the email. Just like the Almost Wife never opened hers.

I’ve decided at this point not to continue playing with the Monkeys. It’s a wonderful service, but right now I just don’t have that many people I need to remind to do anything. Monkey would be better used by someone who is working in a group on a project, or someone with a large family that checks email more frequently than mine does. I could use this kind of reminder, but sending it to myself would be redundant.

I do have a project that will be taking off in the next couple of months. At that time, I will probably start releasing flying monkeys back into the world. 🙂

http://monkeyon.com/