Testing SlideJoy’s App

Hey Folks: It’s time to search for ways to bring in more money. Because of all my health issues, I’d like to do it while conserving the most energy I can. To that end, I’m testing out a new app called SlideJoy. With this app, ads are on your phone when you go to open it.

The best part is that you get paid whether you look at the ads (swipe left) or not (swipe right and open your phone).

Here’s what my earnings look like so far:

Slidejoy 2015-03-02 15-23-30

I’m not exactly sure why the earnings get divided up like they do. So I went on the hunt. Here’s what I found:

1) According to this article, you earn more money if you sign up through Facebook. Wish I knew how much more, and whether it was worth it to give them access to all my friends information. If it’s just a matter of a few cents, then no.

2) Depending on the article you read, the CEO says that people get paid either around $3/month or between $5-15.

3) There’s a 3 month wait period to get your money the first time. After that you get paid monthly.

4) SlideJoy doesn’t work outside the United States.

 

I’ll keep reporting back so you can trace my earnings along with me. In the meantime, if you want to give it a go yourself, SlideJoy can be downloaded here.

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Review: Tweet My Jobs

Hey everybody:

So I’m back looking for work, and it’s not going very well. I’ve had a couple of interviews, but nothing’s really panning out. I know the same thing is going on with a lot of people who stop by my blog, so I thought I’d bend your ear to this new resource today.

Tweetmyjobs.com is pretty awesome so far! I got to upload and edit a resume. And before you groan, I have to tell you, TweetMyJobs has the best resume populator I’ve EVER seen! They actually got 90% of my information put in the right spot from the start. That’s never happened before.

They also seem to have really great inroads somehow. I just applied for a job with RiteAid that I never would have seen on Craigslist, but they tweeted it right to me through one of their channels I’m following. Of course, it also never occurred to me to apply for RiteAid. I think that’s probably another function they fulfill: expanding your brain. Sometimes when the hunt starts to get harsh, folks get tunnel vision.

Anyway, I HIGHLY recommend you hit up this site. Here’s a look at my new resume as an example: http://www.tweetmyjobs.com/resume/lincolnr

What’s In Your Dishsoap?

Hey all:

I’ve been working on getting toxic cleaners out of our house for awhile now, and moving to using green alternatives. I had it almost completely done. Then I hit a snag: some of these natural cleaners require a lot of elbow grease and give a diminishing return. With all of my and Mrs. Linc’s various disabilities, we can’t wear ourselves out cleaning just to be green.

What we need are products that won’t break our bank, actually get things clean, last awhile, and won’t negatively affect our health. Every now and then I’ll write a post reviewing something we use at home. I’ll let you know about the ingredients, how easy it is to use, and whether we’re going to keep it or toss it.

Let’s start with our dishsoap.

We were paying almost $3/bottle for some all natural stuff. Then I was up at the dollar store and got a couple of bottles of Sun with Bleach Alternative. I felt a real difference almost immediately. Our dishes felt a lot cleaner and crud seemed to come off much easier. I am very much pleased with Sun dishsoap. Now, about the ingredients.

Hi! I get stuff really clean and don’t cost much.

Tonight it occurred to me that I don’t know what “with bleach alternative and clean scent” means. At first, I just turned the bottle around to look at the back. Nothing listed. In fact, there was no label at ALL!

Uh-oh! I’m naked back here! No ingredients for you.

Which means it’s time to go to the internet. Apparently lots of people want to know, because the link for the part of the site with ingredient sheets ranks higher than the home page does! Here is the sheet we need:

But we can’t just stop there. I read this through and am still at a loss. What do these words even mean? Let’s try and find out.

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Look Inside Umpqua Bank

It’s been awhile since I talked about banks. A couple of weeks ago, I took some pics of the inside lobby of the Umpqua branch I usually bank at. They’re up on Capitol Hill, on Broadway by All Pilgrims Church.

First, they have three wireless stations. I couldn’t take a picture, because all three were in use, and I didn’t want to invade people’s privacy. But you can just come in, sit down, and use the wireless at my bank. I don’t think you have to have an account there to do it either.

And when you stop by the bank, you can have some coffee or tea.

Have a cup!

 

 

 

 

 

 

 

 

 

Then, just a few feet down from the coffee bar is the golden “bat phone”. I don’t know what they really call it. It’s gold color, and you can reach anyone in a department by picking up the receiver and pressing a single button. And I do mean anyone. Seriously. Pressing 8 will connect you to the bank president.

I haven’t tried it yet. Behold the bat phone for yourself:

Call Us!

 

 

Really, Call Us!

So that’s a quick look inside my new bank. Coffee, wireless, and their very own bat phone. 🙂 Remember, they also give me chocolate every time I deposit money. What’s not to like?

I know I left Well’s Fargo for moral reasons, but the coolness factor at my bank is also worth it. If you haven’t moved to a new bank yet, I highly recommend Umpqua. If you are worried about not having unlimited access to ATMs, ask yourself: how often you get cash at ATMs? If you’re like me, you get more of your cash back at registers during daily activities.

Seriously. It’s time to realize that money is much more accessible than it used to be. ATMs are not the key to cash anymore: your pin number is. Our money moves faster than we do, and no one should charge us to hold onto it. These are things it’s taken me years to learn, and there’s so much more I don’t understand.

Do yourself a favor. Experiment with your mobility. Open a secondary, online only bank account. Switch to a credit union or local bank. Try something to shake up the idea that “bricks and machines” are vital to financial existence. It’s scary, but worth it.

Review: Hibe.com Social Networking

Hey everyone:

I met one of the developers of Hibe.com at the Privacy, Identity, and Innovation Conference (Pii2012) last week. The idea of a social networking site that didn’t sell my personal information got my attention. But the biggest draw was this:

Hibe allows each user to control who sees what items they share. So you can keep your “fun pics” in a separate space that a potential employer (or your parents) will never see. It’s also possible to build a sample portfolio, or set up a resume. I could go on about it, but they have a video:

I’m way on board with Hibe. If all goes well, I should be able to migrate over from Facebook in a few weeks. I’m hoping most of my contacts follow me. Otherwise, it will be me and my virtual crickets for awhile. 🙂 Getting it set up does take a bit more thought than other sites. Who qualifies as friends? Who do I think of as family? Even though you can put people in multiple categories, I’ve done more thinking about it in the past week than I have in a long time.

I only had one problem setting the account up was trying to pictures in my profile from the outset. It’s easier to set up your profile, then go back and add pics in. But I sent an email, and the folks at Hibe are getting on it ASAP. So it shouldn’t be an issue much longer.

I think it’s worth joining up.

 

Compare: Tmobile and Virgin Mobile Prepaid Plans

I should say beforehand that I do realize I’m biased toward Virgin Mobile, in large part because they are my prepaid provider. I jumped to them from T-Mobile. Knowing that, read on. 🙂

Folks who drop by have been looking for news about T-Mobile again, and since the merger is no longer an issue (for now), there has to be something else going on. I can’t tell just what it is yet, but I did stumble on something interesting.

On T-Mobile’s blog, they have an entry talking about their prepaid plans. In the entry, they say:

“Customers don’t have to make compromises with T-Mobile’s Monthly4G. Unlike what our competitors offer, our Monthly4G customers get the best devices, fast nationwide 4G network speeds and affordable service plan prices. “ They say that their prepaid service is a “better way to do prepaid”. Here’s the standard for figuring out their download speed comparison:

Speed claim based on download speeds on Samsung Galaxy S Blaze 4G on T-Mobile’s 4G HSPA+ 42 Mbps network vs. competitors’ prepaid phones and networks.”

Now, I can’t say anything about their download speed, and I don’t know enough about devices to compare the Samsung Galaxy S Blaze 4G to anything Virgin Mobile sells. But I can look at prices across companies. Here’s what I see.

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Wells Fargo Says $3 Fee Can Disappear

…if I get their credit card and use that instead of getting dinged $3/month for using my debit card.

That’s what John said when I stopped by to get a money order and have my contact information updated. When I told him that my own branch manager and I had run my numbers twice now and I am very far away from qualifying for one, he then reminded me that WF has a secured credit card.

Right. So I can pay higher fees than what they already want to charge to use my own money. Still.

*sigh*

They still don’t get it. I don’t want to pay to use my own money, especially when so much of bank business is done online these days. There are new articles I ran across about firing your bank. Here’s another one.  Of course, most of the people in the comments section talk about opening credit union accounts. For a lot of folks that will be a solution. We saw how well that worked for someone with poor credit when you followed me on my quest to get a credit union account opened.

I did find a solution out of desperation when I got my SSDI backpay. There was a good deal of money, and since I have an addiction to debting and spending, I freaked out! I didn’t want that much sitting there available. So I transferred a large portion of it to an account at Ally Bank. They’re an online bank, with no physical branches anywhere. That would freak me out, except that just like any other bank, they’re FDIC insured, and they were around physically since 1919. This is not a fly by night company.

Now I have a savings account and 2 year CD with them. I feel more grown up and solid, and the best part is that not only am I not being charged fees, my CD gathers daily interest at a rate higher than what Wells Fargo could ever offer me.

Yep. Daily interest.

And I’m not the only one. Apparently these extra fees are causing a lot of people to turn to online banking. Check out these articles. And this one.  And this one. I could go on and on, but you get the point. 🙂

I would encourage everyone to look into online banking, especially if you have issues that stand in the way of getting a credit union account. If your major worry is ATM access, Ally Bank reimburses all ATM fees you pay at the end of each month.

Good hunting!